Tucked away in north Putnam County, this flat, tree-covered 1.13-acre parcel gives you breathing room that's increasingly hard to find in Florida — at a price that won't keep you up at night. No HOA. No deed restrictions breathing down your neck. Just over an acre of quiet, wooded land with road access and a tax bill under $100 a year.

Whether you're looking to hold land as a long-term investment, build a modest weekend retreat, or simply plant your flag in the Sunshine State — this property delivers on value, flexibility, and potential. Park an RV during your building period and watch your vision take shape at your own pace.

Property Information

➮ APN:04-09-27-0000-0021-1440
➮ Size: 1.13 Acres
➮ Address: 407 NW 8th Ave, Palatka, FL, 32177
➮ Terrain: The land is flat, treed, and ranges in elevation from 17 ft to 50 ft.
➮ Road Access: Yes. The property is accessed via a privately maintained unnamed dirt road.
➮ Legal Description: PT OF NW1/4 OF SW1/4 OF NE1/4, OR351 P211
➮ Zoning: AG- Agricultural
➮ Land Use: 003 - Residential Acres
➮ GPS Coordinates (Centroid): 29°44'53.0"N 81°36'07.7"W
➮ Google Map: https://maps.app.goo.gl/FWSzMv4hBRFBX4BU8
➮ HOA: None
➮ Property Taxes: $82.92/ year (2025)
➮ RV allowed for building period, not recreational

Utilities

➮ Water/Sewer: Requires a well/cistern and a septic system installation.
➮ Electricity: Power available in the neighborhood. It is provided by Florida Power & Light.
➮ Gasgas can be sourced via propane.
➮ Waste: Weekly collection is provided by Waste Management.

Places to check out/ Cities Nearby:

☆ 26 mins to Downtown Palatka
☆ 48 mins to Dunns Creek State Park
☆ 1hr 9 mins mins to Gainesville
☆ 1 hr 7 mins to Lake George
☆ 1 hr 11 mins to St Augustine
☆ 1 hr 4 mins to Jacksonville
☆ 2 hrs 6 mins to Disney World
☆ 4 hrs to West Palm Beach

Enjoy Downtown Palatka and the nearby river –St John River and lakes such as Crescent Lake, Lake George for fishing, boating, and Florida’s beautiful outdoor recreation such as Dunns Creek State Park, Lake George State Forest while staying within reach of major cities like Jacksonville and St Augustine. No pressure to build — hold, invest, or develop at your own pace.

Payment Options

➲ Cash Price: $14,900

OR

➲ Owner Financing:

Option 1: $199 for the down payment and then $199 for 96 months.
Option 2: $199 for the down payment and then $299 for 60 months.

We will also collect the fee below to cover the closing costs, whichever way the land is purchased.

➲ Closing Fee: $249

Additional Notes: Please confirm all building regulations, zoning requirements, and utility availability with Putnam County prior to purchasing the property. We offer a 30-day refund policy on the down payment for purchases made through seller financing. The documentation fee is a one-time fee and is non-refundable once paid. If you purchase the property using our seller financing, additional costs will include a GeekPay processing fee of $10 per payment and property taxes, which will be prorated and collected monthly in equal amounts along with your payment.